MVP® SmartFund MSA® Medicare Advantage Plan

We’ve made it easy to apply for MVP’s SmartFund (MSA) Medicare Advantage plan:

Click Here to Apply Online

Be sure to select the $28 per month optional rider if you want to enhance your coverage.

Review the Pre-Enrollment Checklist to understand our plan benefits and rules.

Download the 2021 SmartFund MSA application (PDF)

Want more information?

Get MVP’s Quick Guide to Medicare

Get Details

Request a FREE MVP Medicare Plan Benefit Kit

Speak with an MVP Medicare Advisor

1-833-368-4565 TTY: 1-800-662-1220

Seven days a week, 8 am-8 pm Eastern Time
April 1-September 30, Monday-Friday, 8 am-8 pm

Or call the MVP Medicare Customer Care Center
1-800-665-7924 (TTY: 1-800-662-1220).

NOTE: Once you contact us to join, we will mail you a BenefitWalletTM Master Signature Card form to fill out, sign and return to MVP as soon as possible to complete your enrollment.

You may also call the MVP Medicare Customer Care Center Monday–Friday, 8 am–8 pm at 1-800-665-7924. From October 1–March 31, call us every day from 8 am to 8 pm.

MVP Health Plan, Inc. is an HMO-POS/PPO/MSA organization with a Medicare contract. Enrollment in MVP Health Plan depends on contract renewal. This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply. Benefits, premiums and/or copayments/coinsurance may change on January 1 of each year. You will receive notice when necessary. You must continue to pay your Medicare Part B premium.

MSA plans combine a high deductible Medicare Advantage plan and a trust or custodial savings account (as defined and/or approved by the IRS). The plan deposits money from Medicare into the account. You can use this money to pay for your health care costs, but only Medicare-covered expenses count toward your deductible. The amount deposited is usually less than your deductible amount, so you generally have to pay out-of-pocket before your coverage begins. Medicare MSA plans don’t cover prescription drugs. If you join a Medicare MSA plan, you can also join any separate Medicare Prescription Drug Plan (PDP).

There are additional restrictions to join an MSA plan, and enrollment is generally for a full calendar year unless you meet certain exceptions. Those who disenroll during the calendar year will owe a portion of the account deposit back to the plan. Contact the plan at 1-800-665-7924 (TTY: 1-800-662-1220) for additional information.

You must file Form 1040, US Individual Income Tax Return, along with Form 8853, “Archer MSA and Long-Term Care Insurance Contracts” with the Internal Revenue Service (IRS) for any distributions made from your Medicare MSA account to ensure you aren’t taxed on your MSA account withdrawals. You must file these tax forms for any year in which an MSA account withdrawal is made, even if you have no taxable income or other reason for filing a Form 1040. MSA account withdrawals for qualified medical expenses are tax free, while account withdrawals for non-medical expenses are subject to both income tax and a fifty (50) percent tax penalty.

Tax publications are available on the IRS website at or from 1-800-TAX-FORM (1-800-829-3676).

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