Questions? MVP can help.


What is Medicare? Show

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).

What is Original Medicare? Show

Original Medicare refers to Medicare Part A and Part B. It is referred to as “original” Medicare because these were the only two parts of Medicare when the program started.

What is a Medicare Advantage plan? Show

A Medicare Advantage health plan (or Part C plan) is an alternative to Medicare Parts A and B. These plans typically cover what Part A and Part B cover, as well as other benefits, such as prescription drugs, worldwide emergency room coverage, and more. See our plans.


Learn more about MVP’s 2023 Medicare Advantage plans:

What is Part D? Show

Part D includes prescription drugs that are federally approved for Medicare beneficiaries. Part D drug coverage is offered by private companies. Plans can vary in cost and specific drugs covered. You may be eligible for help paying your Part D costs.


When do I need to enroll in Medicare? Show

You can sign up for Medicare Part A and Part B anytime starting three months before your 65th birthday, up until three months after your 65th birthday. Once you’ve signed up for Medicare Part A and Part B, you can enroll in an MVP Medicare Advantage plan with Part D prescription drug coverage.

What happens if I don’t enroll by the deadline? Show

If you do not enroll when you become eligible, you may receive penalties.

How do I enroll in Medicare? Show

You can sign up for Medicare Part A and Part B through the Social Security Administration. If you would like to enroll in a Medicare Advantage plan, contact the provider of the plan(s) that interests you.

What if I plan on working past the age of 65 and want to continue coverage through my employer? Show

Enroll in Part A. It is available at no cost. You will not need to enroll in Part B at this time if the employer has more than 20 employees. You should ask your employer about health plans available to you.

What if I choose to keep the plan I enrolled in on the NY State or VT Marketplace? Show

You can choose to keep that plan but once you turn 65, you will lose any premium tax credits or other savings you currently receive.

Can I buy a Medicare plan through the NY State or VT Marketplace? Show

No. Medicare is not offered on Federal or State Exchange/Marketplaces.


Can I switch Medicare Advantage plans? Show

Yes. Every year, there is an Open Enrollment period when you can switch Medicare plans for the coming year. Open Enrollment is October 15 through December 7.

What is Open Enrollment? Show

Open Enrollment is the period of time in which Medicare beneficiaries may change their Medicare coverage. It is the one period during the year, unless there is a qualifying event, when a change can be made.

Can I change my Medicare plan at times other than the Open Enrollment period? Show

You can change or switch your Medicare Advantage plan or Part D plan at other times if certain qualifying events have happened in your life, such as moving to a new area or losing your current coverage. Typically these Special Enrollment Periods last two months from the time of the event, but the rules and timeframes can be different, depending on your circumstance. Get more details.

If I’m happy with my current Medicare plan, do I need to do anything during Open Enrollment? Show

No. If you are happy with your current plan you do not have to take any actions. However, new premiums or changes in your plan can occur, so it’s important to review the new information as soon as it is available to you.

I’m 72 and plan on retiring in six months. Do I have to wait until Open Enrollment to enroll in Medicare? Show

No. Retiring from your job is considered a qualifying event which makes you eligible for a Special Enrollment period. You have up to two months after the “event” to enroll in Medicare. So it makes sense to prepare in advance by comparing plans before you retire.


Where can I learn more about different Medicare plans and their costs? Show

You can compare MVP Medicare plans online. If you prefer to speak to someone in person you can call an MVP Medicare Advisor at 1-800-324-3899. You can even arrange a one-on-one consultation in your home.

Looking for more detail?

Watch our video guide on Understanding MVP Medicare Advantage plans.

How do I know which Medicare plan combination is best for me? Show

Everyone’s situation is different so it’s important to compare plans and their TOTAL costs (copays, prescriptions, etc.), not just premiums. We recommend contacting an MVP Medicare Advisor or attending a seminar.

Need help picking a plan?

Get a personalized plan recommendation.

What kind of Medicare plans does MVP offer? Show

MVP offers a variety of Medicare Advantage plans that provide doctor, hospital and prescription drug coverage all in one plan for one monthly cost.

Looking for more detail?

Watch our video guide on Understanding MVP Medicare Advantage plans.

Will I lose my Medicare Part and Part B coverage if I join an MVP Medicare Advantage Plan? Show

No. Your MVP Medicare Advantage Plan will provide your Medicare benefits to you. You will still need to maintain your Part A and Part B Medicare enrollment.

What can I expect to pay for an MVP Medicare Plan? Show

MVP Medicare Advantage plans offer a variety of affordable premiums. But it’s important to look at your total costs, which include deductibles, co-pays, and co-insurance. You can compare our plans online to see which plan fits your needs and your budget.

Need more details?

Watch our video guide on Understanding MVP Medicare Advantage plans.

Who accepts MVP Medicare health insurance? Show

MVP is accepted by over 23,000 doctors and hospitals in New York and Vermont area.

What is a Dual Special Needs Plan? Show

A Dual Special Needs Plan is for those who qualify for both Medicare and Medicaid. It combines your doctor, hospital, and prescription drug coverage in one plan, plus it provides additional benefits and extras, all for a $0 monthly premium.

Want more information?

Get MVP’s Quick Guide to Medicare

Get Details

Request a FREE MVP Medicare Plan Benefit Kit

Speak with an MVP Medicare Advisor:

1-833-368-4565 TTY 711

Seven days a week, 8 am-8 pm Eastern Time
April 1-September 30, Monday-Friday, 8 am-8 pm

Or call the MVP Medicare Customer Care Center
1-800-665-7924 (TTY 711).

MVP Can Help