Essential Plan

Get essential health coverage for $0 a month.

Health coverage that works on day one 

The Essential Plan has no deductible or monthly premium and ensures you and your family have the coverage you need, including:

Dental care
Vision care
Low-cost prescriptions

Emergency room services

Inpatient and outpatient services
Virtual and in-person primary care

Maternity and newborn care

Mental health and substance use disorder services

The Essential Plan offered by MVP also include extras like $225 in Well-Being Rewards and Reimbursement each year for well-being services, items, and activities.

You may now qualify for the Essential Plan at $0 per month, effective April 1, 2024.

Household Size (1)

Income Range
$30,120 - $37,650

Household Size (2)

Income Range
$40,880 - $51,100

Household Size (3)

Income Range
$51,640 - $64,550

Household Size (4)

Income Range
$62,400 - $78,000

Meet one-on-one with a member of our team!

Request a Meeting

Speak with an MVP Representative when and where it’s convenient for you. Just complete the form below and we’ll reach out to schedule.

Schedule an Appointment

Search available phone or in-person appointments at an MVP office.


Search Appointments

The Care You Need, The Way You Want It

For MVP Members, Gia is a guide to their health (and their health plan). It makes it fast, easy, and convenient to stay up to date on important plan information and get care for less than the cost of an in-person visit.

Gia Phone

Go to
for subsidy eligibility and to enroll online (or call 1-855-355-5777). 


Health benefit plans are issued or administered by MVP Health Plan, Inc.; MVP Health Insurance Company; MVP Select Care, Inc.; and MVP Health Services Corp., operating subsidiaries of MVP Health Care, Inc. Not all plans available in all states and counties. 

To learn more about applying for health insurance, including Medicaid, Child Health Plus, Essential Plan, and Qualified Health Plans through NY State of Health, The Official Health Plan Marketplace, visit or call 1-855-355-5777.

MVP Health Plan, Inc. complies with Federal civil rights laws. MVP Health Plan, Inc. does not exclude people or treat them differently because of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-800-852-7826 (TTY: 1-800-662-1220).

注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電 1-800-852-7826 (TTY: 1-800-662-1220). This information is available in other formats for members with special needs or who speak a language other than English. Please call us at 1-800-852-7826 (TTY/TTD: 1-800-662-1220).