Important Milestones and Deadlines
As soon as you know when you are going to retire or no longer receive your current coverage, you should start gathering information to make sure you get the coverage you need.
Not yet 65? Explore your options.
Before you retire Show
- Learn about Medicare and the different types of plans. Start here.
- Talk to your employer about any plans offered to retirees.
- Make a list of your regular doctors and prescription drugs to make it easy for you to compare plans.
- Get a picture of your health care history. Ask yourself the following questions:
- What did you pay in the past year? Look at your TOTAL costs, including premiums, deductibles, copays and coinsurance.
- How many times did you go to the doctor?
- How many hospital stays did you have?
- Do you plan on traveling?
- Compare different Medicare plans to find the coverage and premiums that work best for you.
- TIP: Medicare Star Quality Ratings offer an objective way to compare Medicare health plans. Learn more.
- TIP: When comparing plans, be sure to look at the maximum amount of costs you could incur, or the out-of-pocket maximum
- See if your doctors are covered
- See if your prescriptions are covered
- Compare MVP plans online
- Speak to an MVP Medicare Advisor
- Find out about any extra benefits, such as fitness programs, hearing aid discounts and more.
- Attend an MVP Seminar to get answers to any questions you may still have.
- Arrange a personal consultation with an MVP Medicare Products Advisor
- Determine which options are best for you. Use our helpful checklist.
When you retire Show
- Time to enroll. You can enroll in Medicare up to two months after your coverage ends.
- If you haven’t yet enrolled in Part A and Part B, contact the Social Security Administration.
- To enroll in Part C (Medicare Advantage) and Part D, contact MVP.
If you haven’t already done so, you should compare plans to determine which best meets your needs.
Two months after you retire Show
- You must be enrolled in Part A, B and D (or creditable coverage) by now to avoid paying late enrollment penalties.
Beyond two months after you retire Show
- Other than the Special Enrollment Period (up to two months after losing your coverage), you can enroll during the Annual Open Enrollment Period between October 15 and December 7 each year.
Sign up for email reminders to stay up to date on important deadlines.
Want more information?
Get MVP’s Quick Guide to MedicareGet Details
Request a FREE MVP Medicare Plan Benefit Kit
Speak with an MVP Medicare Advisor:
1-800-324-3899 TTY: 1-800-662-1220
Monday – Friday, 8 am – 6 pm Eastern Time. October 1 – March 31, Saturdays, 8 am – 12 pm.
Or call the MVP Medicare Customer Care Center
Monday – Friday, 8 am – 8 pm 1-800-665-7924 (TTY: 1-800-662-1220).
From October 1 – March 31, call us every day from 8 am – 8 pm.