Know what to do when
As soon as you turn 64, you should start getting ready for Medicare. If you’ve decided to enroll in Medicare, this timeline offers suggestions for what you need to do to stay on track.
Age 64 – You can do this!Show
- Learn about Medicare and the different types of plans. Start here.
- Make a list of your regular doctors and prescription drugs to make it easy for you to compare plans.
- If you currently have coverage through an employer, ask if they offer coverage options for people 65 and older.
- Get a picture of your health care history. Ask yourself the following questions:
- What did you pay in the past year? Look at your TOTAL costs, including premiums, deductibles, copays and coinsurance.
- How many times did you go to the doctor?
- How many hospital stays did you have?
- Do you plan on traveling?
- Knowing these details will make it easier to find the right plan when you are ready to enroll.
- Compare different Medicare plans to find the coverage and premiums that work best for you.
- TIP: Medicare Star Quality Ratings offer an objective way to compare Medicare health plans. Learn more.
- TIP: When comparing plans, be sure to look at the maximum amount of costs you could incur, or the out-of-pocket maximum
- See if your doctors are covered
- See if your prescriptions are covered
- Available in your area
- Speak to an MVP Medicare Advisor
- Find out about any extra benefits, such as fitness programs, hearing aid discounts and more.
- Attend an MVP seminar to get answers to any questions you may still have.
- Arrange a personal consultation with a member of our experienced MVP Medicare team
- Determine which options are best for you.
Age 64 +9 Months – Now’s the time to choose your plan.Show
- Time to enroll. You can start enrolling in Medicare starting three months before the month of your birthday.
Age 65 – Let’s get started!Show
- You can now take advantage of Medicare benefits. If you already enrolled in Medicare, it becomes effective now.
If you are still shopping for an individual Medicare plan, you only have three more months to do so.
Have questions? MVP is here to help.
Age 65 +3 Months – Don’t get stuck paying penalties.Show
- You must be enrolled in Part A, B and D (or creditable coverage) by now to avoid paying late enrollment penalties.
Beyond Age 65 – Medicare is not a “once and done” decision.Show
- You can change plans once a year. If the Medicare plan you chose is not meeting your needs, you can change plans, typically in the fall, during the Medicare Annual Enrollment Period (AEP).
Sign up for email reminders to stay up to date on important deadlines.
Plan to work past 65? Explore your options.
Want more information?
Get MVP’s Quick Guide to MedicareGet Details
Request a FREE MVP Medicare Plan Benefit Kit
Speak with an MVP Medicare Advisor:
1-800-324-3899 TTY: 1-800-662-1220
Monday – Friday, 8 am – 6 pm Eastern Time. October 1 – March 31, Saturdays, 8 am – 12 pm.
Or call the MVP Medicare Customer Care Center
Monday – Friday, 8 am – 8 pm 1-800-665-7924 (TTY: 1-800-662-1220).
From October 1 – March 31, call us every day from 8 am – 8 pm.