Dental Benefits Included With All 2024 Plans

Most Medicare Advantage plans include preventive and comprehensive dental benefits to meet your needs.

Plans offer a benefit amount to use however you choose toward covered dental services—from routine cleanings and x-rays to fillings and crowns—with no deductibles. Each service is covered up to a maximum allowable amount.

To make your coverage go farther, MVP partners with LIBERTY Dental Plan to provide access to an extensive network of dentists and specialists, locally and nationwide.

Dental Benefit Highlights

Benefit Details*

Covered Services In-network provider
(LIBERTY dentists)
Out-of-network provider
(non-LIBERTY dentists)
Annual deductible None
Preventive oral exams $0 20% co-insurance
Prophylaxis (cleanings) $0 20% co-insurance
Preventive x-rays $0 20% co-insurance
Diagnostic oral exams $0 20% co-insurance
Diagnostic x-rays $0 20% co-insurance
Restorative Services $0 25-50% co-insurance
Endodontics (root canals) $0 50% co-insurance
Periodontics $0 50% co-insurance
Prosthodontics(dentures, crowns) $0 25-50% co-insurance
Oral surgery $0 20% co-insurance
*If your coverage is through a former employer who has purchased additional dental coverage, see your plan riders or contact your group for more information about your dental benefit coverage.

You will receive a Dental ID card from LIBERTY—show this card any time you visit the dentist. Make sure your dentist is still in the network each time you have a visit.

See a Dentist Anywhere

As part of the MVP Medicare Advantage plan dental benefits, you may see a dentist that participates with the LIBERTY Dental Plan anywhere in the country. Your dental plan also gives you access to the national Guardian PPO network. If you see a Guardian dentist, be sure to show them the logo on the front of your Dental ID card that includes reference to the DentalGuard® Preferred Select Network. This will indicate you have access to the Guardian network through your LIBERTY Dental Plan. Dentists can also call the number on the back of your Dental ID card to confirm eligibility. Covered services performed by LIBERTY and Guardian dentists are covered at no additional cost to you, up to your allowable amount.

You have the flexibility to go to any dentist for covered services, but you may pay more for services provided by a dentist who is not part of the LIBERTY or Guardian PPO dental networks. Dentists also may ask for the full cost of services to be paid upfront. You can submit a claim for reimbursement for any charges up to the co-insurance amount covered by your plan.

Save Money with Participating Dentists

MVP pays for covered dental services based on a maximum allowable benefit for each service. LIBERTY and Guardian PPO dentists accept this amount as payment in full for covered services. If you see a dentist that does not participate with LIBERTY or Guardian PPO, you may be billed for additional costs. You are responsible for:

  • 100% of all charges that exceed the maximum allowable benefit amount
  • Any services provided after you meet your annual allowance
  • Any dental services this benefit doesn’t cover

You can’t carry over any unused part of your annual benefit amount to the next calendar year. Sign into Gia® or create an account to view your Evidence of Coverage or plan Riders for more details.

MVP Health Plan, Inc. is an HMO-POS/PPO/HMO D-SNP organization with a Medicare contract and a contract with the New York State Medicaid program. Enrollment in MVP Health Plan depends on contract renewal. MVP Health Plan, Inc. has been approved by the National Committee for Quality Assurance (NCQA) to operate as a Special Needs Plan (SNP) until 12/31/2024 based on review of MVP Health Plan’s Model of Care. Health benefit plans are issued by MVP Health Plan, Inc., an operating subsidiary of MVP Health Care, Inc. Not all plans available in all states and counties. Every year, Medicare evaluates plans based on a 5-star rating system. Out-of-network/non-contracted providers are under no obligation to treat MVP Health Plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. For accommodationsofpersons with special needs at meetings, call 1-800-324-3899 (TTY 711).

Other physicians/providers are available in the MVP Health Care network. Gia virtual care services are available at no member cost-share for medical plans, including qualified high-deductible health plans (QHDHPs). Exceptions may apply for self-funded plans. In-person visits and referrals are subject to cost-share per plan. Members enrolled in a Medicare Rx plan without additional MVP medical coverage do not have access to MVP virtual care services through Gia. SilverSneakers is a registered trademark of Tivity Health, Inc. SilverSneakers On-Demand is a trademark of Tivity Health, Inc. ©2023 Tivity Health, Inc. All rights reserved. GetSetUp is a third-party provider and is not owned or operated by Tivity Health, Inc. (“Tivity”) or its affiliates. Users must have internet service to access online services. Internet service charges are responsibility of user.

TruHearing® and (RE)TM are trademarks of TruHearing, Inc. All other trademarks, product names, and company names are the property of their respective owners. Retail pricing based on prices for comparable aids. Follow-up provider visits included for one year following hearing aid purchase. Free battery offer is not applicable to the purchase of rechargeable hearing aid models. Three-year warranty includes repairs and one-time loss and damage replacement. Hearing aid repairs and replacements are subject to provider and manufacturer fees. For questions regarding fees, contact a TruHearing hearing consultant.

©2023 NationsBenefits, LLC. and NationsOTC, LLC. NationsOTC is a registered trademark of NationsOTC, LLC. All other marks are the property of their respective owners. Mom’s Meals® is a registered trademark of PurFoods, Inc.

Last Updated: 6/27/2024

Find a LIBERTY Dentist

Find a dentist near you in LIBERTY’S extensive network of dentists and specialists.

Find a Dentist

LIBERTY Dental Provider Directories
LIBERTY Dental Plan Directory New York (PDF)
LIBERTY Dental Plan Directory Vermont (PDF)

UVM Health Advantage plan members
Learn more about dental benefits with UVM Health Advantage plans

DualAccess plan members
Learn more about dental benefits with MVP DualAccess plans

Get the Dental Coverage You Need

To shop for a plan, contact an MVP Medicare Advisor at 1-800-324-3899 (TTY 711).

For questions about your plan, contact the MVP Medicare Customer Care Center at 1-800-665-7924 (TTY 711).

From April 1-September 30, reach us Monday-Friday, 8 am-8 pm, Eastern Time.

From October 1-March 31, reach us seven days a week, 8 am-8 pm, Eastern Time.

Or contact LIBERTY Dental at 1-866-544-5163 (TTY 1-877-855-8039), October 1-March 31, seven days a week, 8 am-8 pm; April 1-September 30, Monday-Friday, 8 am-8 pm