Some MVP Medicare Advantage plans include an allowance you can use for medicine and health-related items that you don’t need a prescription to buy. Your OTC allowance is a quarterly benefit. Use your benefit by the end of each quarter (March, June, September, December). Your allowance does not carry over to the next quarter.
Use the Benefits Mastercard® Prepaid Card from our partner NationsBenefits to buy eligible items at participating retail locations including:
Please note: This is not a credit card, and it cannot be used at an ATM or to receive cash back or to buy prescription drugs, alcohol, tobacco, firearms, or gift cards. The card comes pre-loaded with the benefit allowance, but it must be activated before use. Sales tax may apply to some items.
You can purchase OTC items directly from the NationsBenefits Catalog or by signing in to Gia. In the My NationsBenefits® section, select View More, then NationsBenefits.
Download the 2026 OTC Product Catalog
Download the 2026 OTC Grocery Catalog
Download the Benefits Pro App User Guide
If you are new to an MVP Medicare Advantage plan, you receive your Prepaid Benefits Card in the mail from NationsBenefits. You will need to activate your card before you use it.
If you received a card to use last year, you can continue to use it. It will automatically update with your new allowance amount. Learn more about the Prepaid Benefits Card.
If you need to request a new Prepaid Benefits Card, log in to Gia and select MyNationsBenefits.
You will not receive a PIN or Security Code. You should not need either of these to use your card to make purchases.
Members can activate their card in one of the following ways:
You can find your card balance by logging in to Gia and selecting MyNationsBenefits.
The following items are NOT eligible for purchase using these benefits: prescription drugs, food, tobacco, gift cards, and firearms.
The Benefits Mastercard® Prepaid Card is issued by The Bancorp Bank N.A. pursuant to license by Mastercard International Incorporated and card can be used for eligible expenses wherever Mastercard is accepted. Mastercard and the circles design is a trademark of Mastercard International Incorporated. Valid only in the U.S. No cash access. This is not a gift card or gift certificate. You have received this card as a gratuity without the payment of any monetary value or consideration.
MVP Health Plan, Inc. is an HMO-POS/PPO organization with a Medicare contract. Enrollment in MVP Health Plan depends on contract renewal. Health benefit plans are issued by MVP Health Plan, Inc., an operating subsidiary of MVP Health Care, Inc. Not all plans available in all states and counties. Out-of-network/non-contracted providers are under no obligation to treat MVP Health Plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. For accommodations of persons with special needs at meetings, call 1-800-324-3899 (TTY 711).
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Last updated: 10/1/26
View your plan benefits in your Evidence of Coverage. Or check OTC balances, find retail locations, and more.
